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Transforming Healthcare: 5 Years of AB PMJAY Scheme

Discover the remarkable journey of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY) scheme over the past 5 years. Explore its objectives, achievements, and areas for improvement in transforming healthcare accessibility for millions.

In the context of the AB PMJAY scheme, PM Modi quotes”Healthcare is not a privilege but a fundamental right of every citizen. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY) scheme reflects our commitment to ensuring that no Indian family is left behind due to lack of access to quality medical care.”

In a nation where access to quality healthcare has often been a challenge, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY) scheme emerged as a beacon of hope. For the past five years, this ambitious initiative has been transforming lives, bridging gaps, and paving the way for a healthier India.


The AB PMJAY scheme, launched on September 23, 2018, aimed to provide financial protection and healthcare access to over 50 crore economically vulnerable citizens. Its dual-pronged approach, encompassing Health and Wellness Centres (HWCs) and the National Health Protection Mission (NHPM), sought to ensure that no family is left behind due to a lack of funds when confronted with medical emergencies.


The success of the AB PMJAY scheme is undeniable. With more than 2.3 crore hospital treatments and procedures performed, it has brought medical assistance within reach of countless families. The scheme’s paperless, cashless, and portable nature has simplified the process, minimizing bureaucracy and enhancing efficiency. By covering numerous ailments, including pre-existing conditions, it has truly embraced the concept of comprehensive healthcare. Furthermore, its wide network of empanelled hospitals has played a crucial role in ensuring that quality treatment is accessible even in remote areas.

Scope of Improvement:

While celebrating its achievements, it’s important to acknowledge areas for improvement. Ensuring a more streamlined and transparent empanelment process for hospitals could further enhance the scheme’s effectiveness. Additionally, promoting greater awareness among beneficiaries about the covered treatments and procedures would empower them to make informed healthcare decisions. Embracing technology to create an easily navigable online portal for beneficiaries and healthcare providers could eliminate any lingering obstacles.

To learn more, visit- https://nha.gov.in/PM-JAY

In conclusion, the AB PMJAY scheme has undeniably transformed healthcare accessibility in India over the past five years. By providing financial security and fostering a culture of wellness, it has uplifted countless lives. As we look ahead, the scheme’s continued success lies in a concerted effort to address its potential areas for improvement. With its steadfast commitment to inclusivity and health for all, the AB PMJAY scheme stands as a testament to the nation’s determination to build a healthier, stronger future.

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